Unlike previous debit card transactions, choosing "debit" or "credit" now gives you a lot more financial flexibility. When you choose "credit," your purchase goes against your credit line - just like a normal credit card - giving you the option to pay it off at the end of the month or over time. Choose "debit" and the purchase amount is withdrawn from your checking account. It's the best of both worlds in one card.
*Subject to credit review and approval.