DUO as Credit Card

Real Life RewardsSM

Designed for the way you really live, Real Life Rewards lets you earn points for the things you buy every day.

• Earn 2 Reward points for every $1 spend in gas, grocery, and discount store purchases - and 1 point for every $1 spent on all other "Credit" purchases¹
• You can redeem points for things you can enjoy every day - like a night out at the movies, taking the family out to eat, or the satisfaction of using points to pay down a Fifth Third loan
• Combine points from all your Fifth Third rewards accounts to enjoy meaningful rewards sooner.
• No limit on how many points you can earn
• View point balance, search for redemption options, and redeem points at FifthThirdRewards.com

¹Everyday Spend Bonus Points will show up on your monthly statement. Eligible purchases will be determined by merchant identified MCC code. MCC codes eligible for double points on gas are 5541 and 5542, grocery is 5411 and discount store is 5310. Fifth Third Bank does not determine whether merchants correctly identify and bill transactions as being made at gas stations, grocery stores, or discount stores. Purchases are defined as the dollar value of goods and services purchased with the Card, minus any credits, returns or other adjustments as reflected on the monthly statements. Purchases do not include annual fees, late payment fees, over-limit fees, insurance charges, card-related service charges, Finance Charges, or other fees and/or unauthorized charges. Purchases also do not include Cash Advances, PIN-based transactions, Ready Reserve transactions, balance transfers, Convenience Checks, person-to-person money transfers, quasi-cash transactions (including the purchase of traveler's checks, foreign currency, or money orders), truck stop transactions, gaming transactions or currency purchases.

Stay Protected

As a credit card, DUO gives you solid protection against unauthorized purchases made online, in the store or over the phone.

MasterCard® Zero Liability¹ coverage provides maximum protection against fraudulent credit card purchases, with a complete waiver of liability for unauthorized purchases charged to your account.

MasterCard® Price Protection
You'll find the price is nice with MasterCard® Price Protection. If you come across a lower price for a new item within 60 days of purchasing it with your DUO Card^SM, you may be eligible for reimbursement of the price difference as long as you:

• Purchase the new item entirely with your DUO Card^SM
• See either a print ad or non-auction Internet ad for the same product with a lower price within 120 days of your purchase
• Keep your receipt to show your purchase date

For a complete explanation of benefits, click here to download your Guide to Benefits.

 

 

¹Under MasterCard's zero liability policy, you will have no liability for unauthorized purchases made using your Card and Account provided the following preconditions are met: (a) your Account is in good standing; (b) you have exercised reasonable care in safeguarding your Card from any unauthorized use (unauthorized use means that you did not provide, directly, by implication or otherwise, the right to use your Card and you received no benefit from the unauthorized purchase); and (c) you have not reported two or more unauthorized events in the past 12 months. MasterCard's zero liability policy does not apply if a PIN for a debit transaction is used for the unauthorized purchase and does not apply to MasterCard-branded cards issued for commercial, business or agricultural purposes, except for MasterCard commercial cards used for small businesses as listed on www.mastercardbusiness.com. MasterCard's policies are subject to change. Visit MasterCard's Zero Liability link at www.mastercard.com/zeroliability.

FREE Cell Phone Protection

Your cell phone does so much more for you today. To keep it protected, simply use your DUO card to make your monthly wireless payments¹ and Fifth Third Bank Cell Phone Protection² will automatically:

• Protect your cell phone against damage or theft
• Insure up to two additional phones listed on your account
• Provide up to $400 in reimbursement for eligible phones for a 12-month period
• For more details visit www.my53card.com/cellphone

¹ Must be a credit transaction.

² Cellular Telephone Protection is subject to a fifty dollar ($50.00) deductible per claim and a maximum of two (2) claims per twelve (12) month period. The maximum benefit limit is $200 per claim and $400 per twelve (12) month period. To be eligible for Cellular Telephone Protection, you must charge your monthly Cellular Wireless Telephone bills to your Fifth Third consumer credit card. Your Cellular Telephone Protection begins the first day of the calendar month following the payment of the Cellular Wireless Telephone bill using your Fifth Third consumer credit card. Additional terms and conditions apply. Refer to your Cell Phone Protection Terms and Conditions for further details. For complete details of your benefits, please visit www.my53card.com/cellphone.

Save Time and Simplify Your Life
24/7 Complimentary Concierge Service

With so many demands on your time, having a personal assistant who’s on call day or night would sure be a big help. Fortunately, your Fifth Third DUO World MasterCard® comes with complimentary MasterCard® Concierge Service. It’s staffed with knowledgeable, timesaving experts who can assist you with whatever you need, such as:

• Restaurant recommendations and dinner reservations
• Exclusive access to a variety of sporting, entertainment and special events
• Gift suggestions and location of hard-to-find items
• Local referrals, from finding a repairman to landscaping to a 24-hour pharmacy
• Booking flights, reserving hotels and other travel services
• Reminding you of important dates and events

For help at home or on the road, you can reach your friendly concierge staff just by calling 1-888-531-7489.