Enjoy greater financial freedom at the point of purchase. With no pre-set spending limit on your Preferred Banking Visa Signature® Rewards card, you have the flexibility to exceed your credit limit should you ever need the extra purchasing power to cover unexpected expenses, especially when traveling. So you’ll have added peace of mind knowing that you'll have additional spending strength and flexibility.

How it works:

• You will receive a revolving credit line equal to your account's current credit line which becomes the balance you can carry a balance on a monthly basis
• You will receive an amount that you can spend above your credit line. This amount:
  • Is evaluated daily
  • Is determined by current payment status and credit bureau information
  • Can change on a daily basis
• You can now spend more with no over limit fees
• If you spend above your revolving credit line your minimum payment due will include:
  • 2% percent of the revolving credit line balance
  • 100% of any balance that exceeds your revolving credit line

What you should know:

• Certain restrictions and exclusions may apply
• Individual transactions are evaluated by Fifth Third Bank based on factors such as
  • Suspected fraud
  • Account history
  • Credit record
  • Payment resources
  • Revolving balances
  • Prior cash advances
  • Safety and soundness considerations